/* CarFinder — main stylesheet.
   Purpose-built for a consumer calculator, on the dcmp premium token system. */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --primary:      #1d4ed8;
  --primary-dark: #1e40af;
  --primary-light:#eff6ff;
  --primary-200:  #bfdbfe;
  --success:      #057a55;
  --success-bg:   #f0fdf4;
  --warning:      #b45309;
  --warning-bg:   #fffbeb;
  --danger:       #dc2626;
  --danger-bg:    #fef2f2;
  --gray-50:  #f9fafb; --gray-100: #f3f4f6; --gray-200: #e5e7eb; --gray-300: #d1d5db;
  --gray-400: #9ca3af; --gray-500: #6b7280; --gray-600: #4b5563; --gray-700: #374151;
  --gray-800: #1f2937; --gray-900: #111827;
  --white: #ffffff;
  --bg:     #f6f7f9;
  --border: #e5e7eb;
  --radius-sm: 6px; --radius: 9px; --radius-lg: 13px; --radius-xl: 18px;
  --shadow-xs: 0 1px 2px rgba(15,23,42,0.04);
  --shadow-sm: 0 1px 2px rgba(15,23,42,0.04), 0 1px 3px rgba(15,23,42,0.06);
  --shadow:    0 1px 2px rgba(15,23,42,0.04), 0 4px 10px -2px rgba(15,23,42,0.06);
  --shadow-md: 0 4px 6px -2px rgba(15,23,42,0.05), 0 12px 20px -6px rgba(15,23,42,0.10);
  --shadow-lg: 0 10px 15px -3px rgba(15,23,42,0.08), 0 20px 35px -10px rgba(15,23,42,0.16);
  --ring:      0 0 0 3px rgba(29,78,216,0.18);
  --transition: 0.16s cubic-bezier(0.4,0,0.2,1);
  /* finance accent tokens (reused across compare cards) */
  --c-cash:#6b7280; --c-hp:#1d4ed8; --c-pcp:#7c3aed; --c-pch:#0d9488; --c-salsac:#057a55;
  color-scheme: light;
}
[data-theme="dark"] {
  color-scheme: dark;
  --primary: #4f86f7; --primary-dark: #3b6fd4; --primary-light: #10213f; --primary-200: #1e3a6b;
  --success: #22c55e; --success-bg: #07210f; --warning: #fbbf24; --warning-bg: #231603;
  --danger: #f87171; --danger-bg: #2a0a0a;
  --gray-50: #0b0f1a; --gray-100: #111725; --gray-200: #1c2333; --gray-300: #2a3346;
  --gray-400: #54607a; --gray-500: #8a96ad; --gray-600: #aab4c8; --gray-700: #cdd5e3;
  --gray-800: #e3e8f1; --gray-900: #f3f6fb;
  --white: #0f1521; --bg: #080b12; --border: #232c3d;
  --shadow-xs: 0 1px 2px rgba(0,0,0,0.5); --shadow-sm: 0 1px 3px rgba(0,0,0,0.5);
  --shadow: 0 2px 8px rgba(0,0,0,0.55); --shadow-md: 0 8px 24px rgba(0,0,0,0.6);
  --shadow-lg: 0 16px 40px rgba(0,0,0,0.7); --ring: 0 0 0 3px rgba(79,134,247,0.30);
  --c-hp:#4f86f7; --c-pcp:#a78bfa; --c-pch:#2dd4bf; --c-salsac:#34d399; --c-cash:#8a96ad;
}

html {
  font-size: 15px; overflow-x: hidden; -webkit-text-size-adjust: 100%;
  background: var(--bg); scrollbar-gutter: stable;
}
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
  background: var(--bg); color: var(--gray-700); line-height: 1.55; min-height: 100vh;
  -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale;
  font-feature-settings: 'cv02','cv03','cv04','cv11'; letter-spacing: -0.006em;
}
h1,h2,h3,h4 { letter-spacing: -0.02em; color: var(--gray-900); line-height: 1.2; }
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }
.num, .tnum { font-variant-numeric: tabular-nums; }
.muted { color: var(--gray-500); }
.center { text-align: center; }

/* fresh-load reveal (no-flash theme handled in <head>) */
html.cf-reveal body { animation: cfFade .3s ease both; }
@keyframes cfFade { from { opacity: 0; transform: translateY(4px); } to { opacity: 1; transform: none; } }
@media (prefers-reduced-motion: reduce) { *, *::before, *::after { animation-duration: .001ms !important; transition-duration: .001ms !important; } }

/* ─── Layout shell ─── */
.cf-wrap { max-width: 1180px; margin: 0 auto; padding: 0 20px; }
.cf-section { padding: 56px 0; }

/* ─── Top nav ─── */
.cf-nav {
  position: sticky; top: 0; z-index: 50;
  background: color-mix(in srgb, var(--bg) 86%, transparent);
  backdrop-filter: saturate(180%) blur(10px);
  border-bottom: 1px solid var(--border);
}
.cf-nav-inner { max-width: 1180px; margin: 0 auto; padding: 0 20px; height: 60px; display: flex; align-items: center; gap: 18px; }
.cf-brand { display: flex; align-items: center; gap: 9px; font-weight: 700; font-size: 1.05rem; color: var(--gray-900); letter-spacing: -0.02em; }
.cf-brand:hover { text-decoration: none; }
.cf-brand .logo { width: 28px; height: 28px; }
.cf-nav-links { display: flex; gap: 4px; margin-left: auto; align-items: center; }
.cf-nav-links a { color: var(--gray-600); padding: 8px 12px; border-radius: var(--radius); font-weight: 500; font-size: .92rem; }
.cf-nav-links a:hover { color: var(--gray-900); background: var(--gray-100); text-decoration: none; }
.icon-btn {
  width: 38px; height: 38px; display: grid; place-items: center; border-radius: var(--radius);
  border: 1px solid var(--border); background: var(--white); color: var(--gray-600); cursor: pointer;
  transition: var(--transition);
}
.icon-btn:hover { color: var(--gray-900); border-color: var(--gray-300); box-shadow: var(--shadow-xs); }
.icon-btn svg { width: 18px; height: 18px; }

/* ─── Buttons ─── */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 10px 18px; border-radius: var(--radius); border: 1px solid transparent;
  font: inherit; font-weight: 600; font-size: .94rem; cursor: pointer; transition: var(--transition);
  white-space: nowrap; text-decoration: none;
}
.btn:hover { text-decoration: none; }
.btn:focus-visible { outline: none; box-shadow: var(--ring); }
.btn-primary { background: var(--primary); color: #fff; }
.btn-primary:hover { background: var(--primary-dark); box-shadow: var(--shadow-md); transform: translateY(-1px); }
.btn-secondary { background: var(--white); color: var(--gray-700); border-color: var(--border); }
.btn-secondary:hover { border-color: var(--gray-300); box-shadow: var(--shadow-sm); }
.btn-lg { padding: 13px 26px; font-size: 1rem; border-radius: var(--radius-lg); }
.btn-ghost { background: transparent; color: var(--gray-600); }
.btn-ghost:hover { background: var(--gray-100); color: var(--gray-900); }

/* ─── Cards ─── */
.card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg); box-shadow: var(--shadow-sm); }
.card-pad { padding: 22px; }

/* ─── Badges ─── */
.badge { display: inline-flex; align-items: center; gap: 5px; font-size: .74rem; font-weight: 600; padding: 3px 9px; border-radius: 999px; line-height: 1.4; }
.badge-green { background: var(--success-bg); color: var(--success); }
.badge-amber { background: var(--warning-bg); color: var(--warning); }
.badge-red { background: var(--danger-bg); color: var(--danger); }
.badge-blue { background: var(--primary-light); color: var(--primary); }
.badge-gray { background: var(--gray-100); color: var(--gray-600); }

/* ─── Landing hero ─── */
.cf-hero { padding: 72px 0 40px; text-align: center; }
.cf-hero .eyebrow { display: inline-flex; align-items:center; gap:7px; font-size: .82rem; font-weight: 600; color: var(--primary); background: var(--primary-light); padding: 6px 13px; border-radius: 999px; margin-bottom: 20px; }
.cf-hero h1 { font-size: clamp(2.1rem, 6vw, 3.4rem); line-height: 1.07; margin-bottom: 18px; }
.cf-hero h1 .grad { background: linear-gradient(120deg, var(--primary), var(--c-pcp)); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.cf-hero p.lead { font-size: clamp(1.02rem, 2.4vw, 1.22rem); color: var(--gray-600); max-width: 640px; margin: 0 auto 30px; }
.cf-hero .cta-row { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
.cf-trust { display:flex; gap: 22px; justify-content:center; flex-wrap:wrap; margin-top: 34px; color: var(--gray-500); font-size: .86rem; }
.cf-trust span { display:inline-flex; align-items:center; gap:7px; }
.cf-trust svg { width: 15px; height: 15px; color: var(--success); }

/* feature cards */
.cf-grid3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.cf-feature { padding: 24px; }
.cf-feature .ico { width: 42px; height: 42px; border-radius: var(--radius); display: grid; place-items: center; margin-bottom: 14px; background: var(--primary-light); color: var(--primary); }
.cf-feature .ico svg { width: 22px; height: 22px; }
.cf-feature h3 { font-size: 1.06rem; margin-bottom: 7px; }
.cf-feature p { color: var(--gray-600); font-size: .92rem; }

/* ─── Calculator layout ─── */
.cf-calc { display: grid; grid-template-columns: 1fr 400px; gap: 26px; align-items: start; }
.cf-results { position: sticky; top: 80px; }

.cf-panel { padding: 22px; }
.cf-panel h2 { font-size: 1.18rem; margin-bottom: 4px; }
.cf-panel .sub { color: var(--gray-500); font-size: .9rem; margin-bottom: 20px; }
.cf-fieldset { border: 0; padding: 0; margin: 0 0 22px; }
.cf-fieldset > legend { font-size: .78rem; text-transform: uppercase; letter-spacing: .04em; font-weight: 700; color: var(--gray-500); margin-bottom: 14px; padding: 0; }

/* slider + number combo */
.cf-field { margin-bottom: 18px; }
.cf-field-top { display: flex; align-items: baseline; justify-content: space-between; gap: 10px; margin-bottom: 9px; }
.cf-field-top label { font-weight: 600; font-size: .9rem; color: var(--gray-700); }
.cf-field-top .hint { font-size: .76rem; color: var(--gray-400); }
.cf-numwrap { position: relative; display: inline-flex; align-items: center; }
.cf-numwrap .affix { position: absolute; left: 11px; color: var(--gray-400); font-weight: 600; font-size: .9rem; pointer-events: none; }
.cf-numwrap .affix-r { left: auto; right: 11px; }
.cf-num {
  width: 118px; text-align: right; padding: 8px 11px 8px 22px; font: inherit; font-weight: 600;
  font-variant-numeric: tabular-nums; color: var(--gray-900); background: var(--white);
  border: 1px solid var(--border); border-radius: var(--radius); transition: var(--transition);
}
.cf-num.affixed-r { padding: 8px 26px 8px 11px; text-align: right; }
.cf-num:focus { outline: none; border-color: var(--primary); box-shadow: var(--ring); }
.cf-range { -webkit-appearance: none; appearance: none; width: 100%; height: 6px; border-radius: 999px; background: var(--gray-200); cursor: pointer; }
.cf-range::-webkit-slider-thumb { -webkit-appearance: none; appearance: none; width: 20px; height: 20px; border-radius: 50%; background: var(--primary); border: 3px solid var(--white); box-shadow: var(--shadow-sm); cursor: pointer; transition: transform .12s; }
.cf-range::-webkit-slider-thumb:hover { transform: scale(1.12); }
.cf-range:focus-visible::-webkit-slider-thumb { box-shadow: var(--ring); }
.cf-range::-moz-range-thumb { width: 20px; height: 20px; border-radius: 50%; background: var(--primary); border: 3px solid var(--white); box-shadow: var(--shadow-sm); cursor: pointer; }
.cf-range::-moz-range-track { height: 6px; border-radius: 999px; background: var(--gray-200); }

/* segmented control */
.cf-seg { display: inline-flex; background: var(--gray-100); border: 1px solid var(--border); border-radius: var(--radius); padding: 3px; gap: 3px; flex-wrap: wrap; }
.cf-seg button { border: 0; background: transparent; padding: 7px 14px; border-radius: var(--radius-sm); font: inherit; font-weight: 600; font-size: .86rem; color: var(--gray-600); cursor: pointer; transition: var(--transition); }
.cf-seg button.active { background: var(--white); color: var(--gray-900); box-shadow: var(--shadow-xs); }

/* select */
.cf-select { width: 100%; padding: 9px 12px; font: inherit; color: var(--gray-900); background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); }
.cf-select:focus { outline: none; border-color: var(--primary); box-shadow: var(--ring); }

/* ─── Results: hero number ─── */
.cf-bignum-card { padding: 26px; text-align: center; background: linear-gradient(160deg, var(--white), color-mix(in srgb, var(--primary-light) 60%, var(--white))); border: 1px solid var(--border); border-radius: var(--radius-lg); box-shadow: var(--shadow); }
.cf-bignum-card .label { font-size: .82rem; font-weight: 600; color: var(--gray-500); text-transform: uppercase; letter-spacing: .04em; }
.cf-bignum { font-size: clamp(2.6rem, 9vw, 3.5rem); font-weight: 800; color: var(--gray-900); font-variant-numeric: tabular-nums; line-height: 1.05; margin: 6px 0; letter-spacing: -0.03em; }
.cf-bignum .per { font-size: 1rem; font-weight: 600; color: var(--gray-500); letter-spacing: 0; }
.cf-bignum-card .best { margin-top: 4px; }

/* breakdown list */
.cf-break { margin-top: 16px; }
.cf-break summary { cursor: pointer; font-weight: 600; font-size: .88rem; color: var(--primary); list-style: none; }
.cf-break summary::-webkit-details-marker { display: none; }
.cf-break summary::before { content: '▸ '; }
.cf-break[open] summary::before { content: '▾ '; }
.cf-break ul { list-style: none; margin-top: 12px; }
.cf-break li { display: flex; justify-content: space-between; padding: 7px 0; border-bottom: 1px dashed var(--border); font-size: .9rem; }
.cf-break li:last-child { border-bottom: 0; }
.cf-break li .k { color: var(--gray-600); }
.cf-break li .v { font-weight: 600; color: var(--gray-900); font-variant-numeric: tabular-nums; }

/* compare grid */
.cf-compare { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 12px; margin-top: 22px; }
.cf-opt { padding: 16px; border: 1px solid var(--border); border-radius: var(--radius-lg); background: var(--white); position: relative; transition: var(--transition); border-top: 3px solid var(--accent, var(--gray-300)); }
.cf-opt:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.cf-opt.is-best { box-shadow: 0 0 0 2px var(--primary), var(--shadow-md); }
.cf-opt .opt-name { font-weight: 700; font-size: .82rem; text-transform: uppercase; letter-spacing: .03em; color: var(--accent, var(--gray-700)); }
.cf-opt .opt-monthly { font-size: 1.5rem; font-weight: 800; color: var(--gray-900); font-variant-numeric: tabular-nums; margin: 6px 0 2px; }
.cf-opt .opt-monthly small { font-size: .8rem; font-weight: 600; color: var(--gray-400); }
.cf-opt .opt-rows { margin-top: 10px; font-size: .8rem; }
.cf-opt .opt-rows div { display: flex; justify-content: space-between; padding: 3px 0; color: var(--gray-500); }
.cf-opt .opt-rows div b { color: var(--gray-800); font-weight: 600; font-variant-numeric: tabular-nums; }
.cf-opt .opt-best-tag { position: absolute; top: -10px; right: 10px; }

/* disclaimer / alert */
.cf-alert { border-radius: var(--radius); padding: 13px 15px; font-size: .86rem; display: flex; gap: 10px; align-items: flex-start; line-height: 1.5; }
.cf-alert svg { width: 17px; height: 17px; flex-shrink: 0; margin-top: 1px; }
.cf-alert-info { background: var(--primary-light); color: var(--gray-700); border: 1px solid var(--primary-200); }
.cf-alert-warn { background: var(--warning-bg); color: var(--gray-700); border: 1px solid color-mix(in srgb, var(--warning) 30%, transparent); }
.cf-alert-warn svg { color: var(--warning); }
.cf-alert-info svg { color: var(--primary); }

/* footer */
.cf-footer { border-top: 1px solid var(--border); margin-top: 40px; padding: 34px 0; color: var(--gray-500); font-size: .86rem; }
.cf-footer .cols { display: flex; gap: 40px; flex-wrap: wrap; justify-content: space-between; }
.cf-footer a { color: var(--gray-500); }
.cf-footer a:hover { color: var(--gray-800); }
.cf-footer .legal { margin-top: 20px; font-size: .78rem; line-height: 1.6; color: var(--gray-400); max-width: 720px; }

/* toast */
.cf-toast-stack { position: fixed; bottom: 20px; right: 20px; z-index: 999; display: flex; flex-direction: column; gap: 10px; }
.cf-toast { display: flex; align-items: center; gap: 10px; background: var(--gray-900); color: #fff; padding: 12px 16px; border-radius: var(--radius); box-shadow: var(--shadow-lg); font-size: .9rem; font-weight: 500; opacity: 0; transform: translateY(8px); transition: var(--transition); }
[data-theme="dark"] .cf-toast { background: var(--gray-200); color: var(--gray-900); }
.cf-toast.show { opacity: 1; transform: none; }
.cf-toast.success { background: var(--success); color: #fff; }

/* ═══ Phase 2–4 components ═══════════════════════════════════════════════ */

/* page header */
.cf-pagehead { padding: 28px 0 8px; }
.cf-pagehead h1 { font-size: clamp(1.5rem, 4vw, 2rem); }
.cf-pagehead p { color: var(--gray-500); margin-top: 6px; max-width: 660px; }

/* filter bar */
.cf-filters { display: flex; gap: 10px; flex-wrap: wrap; align-items: center; margin: 18px 0; }
.cf-filters .cf-select { width: auto; min-width: 140px; }
.cf-filters .cf-search { flex: 1; min-width: 180px; padding: 9px 12px 9px 34px; border: 1px solid var(--border); border-radius: var(--radius); background: var(--white) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%239ca3af' stroke-width='2'%3E%3Ccircle cx='11' cy='11' r='8'/%3E%3Cline x1='21' y1='21' x2='16.65' y2='16.65'/%3E%3C/svg%3E") no-repeat 10px center; color: var(--gray-900); }
.cf-search:focus { outline: none; border-color: var(--primary); box-shadow: var(--ring); }

/* car grid + cards */
.cf-car-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(230px, 1fr)); gap: 16px; }
.cf-car-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-sm); transition: var(--transition); display: flex; flex-direction: column; }
.cf-car-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.cf-car-thumb { aspect-ratio: 16/10; display: grid; place-items: center; background: linear-gradient(150deg, var(--gray-100), var(--gray-200)); position: relative; }
.cf-car-thumb .mono { font-size: 2.4rem; font-weight: 800; color: var(--gray-400); letter-spacing: -.04em; }
.cf-car-thumb .fuel-tag { position: absolute; top: 10px; left: 10px; }
.cf-car-body { padding: 14px 15px 15px; display: flex; flex-direction: column; gap: 4px; flex: 1; }
.cf-car-name { font-weight: 700; color: var(--gray-900); font-size: .98rem; line-height: 1.25; }
.cf-car-trim { font-size: .8rem; color: var(--gray-500); }
.cf-car-price { font-size: 1.2rem; font-weight: 800; color: var(--gray-900); font-variant-numeric: tabular-nums; margin-top: 4px; }
.cf-car-price .est { display: block; font-size: .78rem; font-weight: 600; color: var(--primary); }
.cf-car-badges { display: flex; gap: 5px; flex-wrap: wrap; margin-top: 8px; }
.cf-car-actions { display: flex; gap: 8px; margin-top: auto; padding-top: 12px; }
.cf-car-actions .btn { flex: 1; padding: 8px 10px; font-size: .84rem; }

/* readiness / eligibility */
.cf-readiness-bar { display: flex; align-items: center; gap: 12px; padding: 12px 16px; border-radius: var(--radius); background: var(--primary-light); border: 1px solid var(--primary-200); margin-bottom: 20px; flex-wrap: wrap; }
.cf-readiness-bar .rb-icon { width: 22px; height: 22px; color: var(--primary); flex-shrink: 0; }
.cf-readiness-bar .rb-text { flex: 1; font-size: .9rem; color: var(--gray-700); min-width: 200px; }
.cf-readiness-bar .rb-text strong { color: var(--gray-900); }

.cf-score-wrap { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.cf-score { width: 96px; height: 96px; border-radius: 50%; display: grid; place-items: center; flex-shrink: 0;
  background: conic-gradient(var(--primary) calc(var(--pct,0)*1%), var(--gray-200) 0); }
.cf-score .inner { width: 76px; height: 76px; border-radius: 50%; background: var(--white); display: grid; place-items: center; flex-direction: column; }
.cf-score .val { font-size: 1.5rem; font-weight: 800; color: var(--gray-900); line-height: 1; }
.cf-score .lab { font-size: .64rem; color: var(--gray-500); text-transform: uppercase; letter-spacing: .04em; }

.cf-checklist { list-style: none; margin-top: 8px; }
.cf-checklist li { display: flex; gap: 11px; padding: 11px 0; border-bottom: 1px solid var(--border); align-items: flex-start; }
.cf-checklist li:last-child { border-bottom: 0; }
.cf-check-ico { width: 22px; height: 22px; border-radius: 50%; display: grid; place-items: center; flex-shrink: 0; font-size: 12px; font-weight: 800; }
.cf-check-ico.done { background: var(--success-bg); color: var(--success); }
.cf-check-ico.todo { background: var(--gray-100); color: var(--gray-500); }
.cf-check-ico.warn { background: var(--warning-bg); color: var(--warning); }
.cf-check-ico.info { background: var(--primary-light); color: var(--primary); }
.cf-check-body .t { font-weight: 600; color: var(--gray-900); font-size: .92rem; }
.cf-check-body .d { font-size: .84rem; color: var(--gray-500); margin-top: 2px; }

.cf-keydate { display:flex; flex-direction:column; gap:2px; padding:14px 16px; border:1px solid var(--border); border-radius:var(--radius); background:var(--white); }
.cf-keydate .lab { font-size:.76rem; text-transform:uppercase; letter-spacing:.04em; color:var(--gray-500); font-weight:700; }
.cf-keydate .val { font-size:1.15rem; font-weight:800; color:var(--gray-900); font-variant-numeric:tabular-nums; }

/* insurance band */
.cf-band { margin: 14px 0; }
.cf-band-track { height: 12px; border-radius: 999px; background: linear-gradient(90deg, var(--success), var(--warning), var(--danger)); position: relative; opacity: .85; }
.cf-band-window { position: absolute; top: -4px; bottom: -4px; border: 2px solid var(--gray-900); border-radius: 8px; background: color-mix(in srgb, var(--white) 35%, transparent); }
.cf-band-labels { display: flex; justify-content: space-between; margin-top: 8px; font-size: .82rem; color: var(--gray-500); }
.cf-band-mid { text-align: center; }
.cf-band-mid .n { font-size: 1.8rem; font-weight: 800; color: var(--gray-900); font-variant-numeric: tabular-nums; }

.cf-factors { list-style: none; margin-top: 10px; }
.cf-factors li { display: flex; justify-content: space-between; gap: 10px; padding: 7px 0; border-bottom: 1px dashed var(--border); font-size: .88rem; }
.cf-factors li:last-child { border-bottom: 0; }
.cf-factors .fx { font-weight: 700; font-variant-numeric: tabular-nums; }
.cf-factors .fx.up { color: var(--danger); }
.cf-factors .fx.down { color: var(--success); }

/* partners directory */
.cf-partner-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 14px; }
.cf-partner { padding: 16px; border: 1px solid var(--border); border-radius: var(--radius-lg); background: var(--white); display: flex; flex-direction: column; gap: 8px; }
.cf-partner .pn { font-weight: 700; color: var(--gray-900); }
.cf-partner .pb { font-size: .86rem; color: var(--gray-600); flex: 1; }
.cf-partner .pflags { display: flex; gap: 5px; flex-wrap: wrap; }

/* simple wizard steps (reuse the form controls) */
.cf-steps { display: flex; gap: 6px; margin-bottom: 22px; counter-reset: step; }
.cf-steps .s { flex: 1; height: 5px; border-radius: 999px; background: var(--gray-200); transition: var(--transition); }
.cf-steps .s.active, .cf-steps .s.done { background: var(--primary); }
.cf-step-panel[hidden] { display: none; }
.cf-radio-cards { display: grid; gap: 10px; }
.cf-radio-card { display: flex; gap: 12px; align-items: flex-start; padding: 13px 15px; border: 1.5px solid var(--border); border-radius: var(--radius); cursor: pointer; transition: var(--transition); }
.cf-radio-card:hover { border-color: var(--gray-300); }
.cf-radio-card input { margin-top: 3px; accent-color: var(--primary); }
.cf-radio-card.sel { border-color: var(--primary); background: var(--primary-light); }
.cf-radio-card .rt { font-weight: 600; color: var(--gray-900); font-size: .92rem; }
.cf-radio-card .rd { font-size: .82rem; color: var(--gray-500); }

/* ─── Responsive ─── */
@media (max-width: 900px) {
  .cf-calc { grid-template-columns: 1fr; }
  .cf-results { position: static; }
  .cf-grid3 { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .cf-nav-inner { gap: 8px; }
  .cf-nav-links { gap: 0; overflow-x: auto; -webkit-overflow-scrolling: touch; scrollbar-width: none; }
  .cf-nav-links::-webkit-scrollbar { display: none; }
  .cf-nav-links a { padding: 8px 9px; font-size: .85rem; white-space: nowrap; }
  .cf-brand span { display: none; }            /* logo only on small screens to save room */
  .cf-section { padding: 40px 0; }
  .cf-num { width: 104px; }
  .cf-score-wrap { justify-content: center; }
}
