What will this car really cost me a month?

Drag the sliders — finance, insurance for your licence, road tax, fuel and London charges combine into one honest all-in figure. Buying with cash? You'll still see the monthly running cost.

Your car & finance

Sensible UK defaults are pre-filled — adjust to match your situation.

The car
£
You & insurance

This is where being new to the UK bites. Your licence and no-claims move the price a lot — see it live.

£

Indicative band £526–£864/yr · full breakdown →

The finance
£
%
Advanced — servicing & PCP balloon
£
£
Your all-in cost — PCP
£620/mo
Cheapest monthly
What's in this figure
  • Finance / lease£396.13
  • Insurance£56.25
  • Road tax (VED)£16.67
  • Fuel / charging£117.86
  • Servicing£33.33
Best
PCP
£620/mo all-in
Finance£396
Upfront£3,000
Final pay£11,250
Own it?No
HP
£902/mo all-in
Finance£678
Upfront£3,000
Final pay£10
Own it?Yes
Lease
£710/mo all-in
Finance£486
Upfront£1,458
Own it?No
Cash
£224/mo to run
Finance£0
Upfront£25,000
Own it?Yes

* Sal-Sac is illustrative and needs an employer EV scheme. Monthly figures are all-in (finance + running costs).

Indicative estimate — not a quote or financial advice. Insurance & PCP/lease depend on the provider's real figures. New to the UK with a thin credit file? You may be quoted a higher APR or asked for a bigger deposit — leasing or cash can be more realistic. Check your readiness →